Freetrade

Our Plans

Can I pay for my plan subscription with a credit card?

How soon after upgrading do I have to start paying for the Standard or Plus plan?

Can I opt-out of receiving interest?

What are the costs of each plan?

Our subscription plans!

How can I sign up to an annual subscription?

What happens if I have already paid for the Standard annual subscription and want to upgrade to the Plus annual subscription?

Do I need to wait until the end of my current monthly billing cycle to upgrade to annual?

What happens if I downgrade from the annual subscription during the year?

What happens if I sign up to the annual subscription and decide to leave Freetrade part way through the year?

Will my annual subscription automatically renew?

Annual subscriptions

What changes are being made to the Freetrade subscription plans on 22 January 2026?

I’m currently a Plus customer with a SIPP. Can I change my plan to Basic or Standard?

I’m currently a Standard or Plus customer who holds mutual funds or gilts. Can I downgrade to Basic?

After 22 January 2026, what are the benefits of remaining on either the Standard or Plus plan?

I’m a Plus customer. If I decide to downgrade to Standard or Basic as a result of the 22 January subscription plan changes, will I get a refund on my subscription fee?

I’m a Standard customer. If I decide to downgrade to Basic as a result of the 22 January subscription plan changes, will I get a refund on my subscription fee?

Am I still eligible for the 3% SIPP transfer cashback offer that ran between 5 June 2025 - 31 August 2025 if I downgrade to Standard or Basic?

Am I still eligible for the 2% SIPP transfer cashback offer that ran between 13 October 2025 and 31 December 2025 if I downgrade to Standard or Basic?

Am I still eligible for the 1% ISA transfer cashback offer that ran between 30 September 2025 and 31 December 2025 if I downgrade to Basic?

I’m currently on the Freetrade Basic plan. Do I need to do anything on 22 January to be able to buy gilts or mutual funds, or to open a SIPP?

Can I open or transfer a SIPP before the changes to the Freetrade plans on 22nd January?

If I have questions about the Freetrade subscription plan changes happening on 22 January 2026, who can I contact?

Changes to our subscription plans from 22 January 2026

What’s included in the Basic plan?

What happens when I upgrade from the Basic plan to either the Standard or Plus plan?

I'm a Basic plan customer. How can I upgrade to the Standard or Plus plan?

Basic plan

How do I upgrade to the Standard plan?

When do I have to start paying for the Standard plan?

How is cash interest calculated for Standard plan members?

When and where will my Standard plan cash interest be applied?

When is my Standard plan subscription billed?

What happens when I upgrade from the Standard plan to the Plus plan?

What happens if I sign up to the Standard plan part way through the month?

How do I downgrade or cancel my Standard plan subscription?

What’s included in the Standard plan?

Standard plan

What’s included in the Plus plan?

How much does the Plus plan cost?

When do I have to start paying for the Plus plan?

Can I pay my Plus plan subscription fee with a credit card?

How do I upgrade to the Plus plan?

When is my Plus plan subscription billed?

What’s included in priority customer service?

What happens when I upgrade to the Plus plan from the Standard plan?

Where will my Plus plan cash interest be applied?

When will my Plus plan cash interest be paid?

How is cash interest calculated for Plus plan members?

How do I downgrade or cancel my Plus plan subscription?

What happens if I sign up to the Plus plan part way through the month?

Plus plan

What happens if I don’t pay my subscription fees?

How can I pay for my outstanding subscription fees?

How will you collect my outstanding fees?

Which stocks in my portfolio will you sell to collect the fees I owe?

Subscription fee collection

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