Freetrade is currently only available to UK tax residents. This means that as per our Terms and Conditions, you may need to close, or stop contributing to your accounts after you move abroad.

However, we're looking to begin international expansion later this year, starting with Europe! 🇪🇺

If you move abroad, you need to make us aware as soon as possible! You can do this by navigating to:

  • “Portfolio” > “👤” icon in the top right > “Contact us” > “My details” > “Address”

If you’re keeping your account open, we will also need a proof of address document to update our records. Here’s some more detail what it may mean for you, depending on the accounts you have:


Non-UK residents cannot use their GIA with Freetrade. If you move abroad, you must sell own or transfer out your stock and withdraw all cash. You may not deposit, transfer in or buy any stocks/ETF.

If you only have a GIA account, you would also need to close your account with us.


HMRC rules do allow you to continue to keep an ISA open indefinitely after moving abroad.

If you have an ISA with us, you may continue to deposit into your ISA until the end of the tax year that you stop being a UK resident.

After that, you may not deposit into your ISA, but you can continue to transfer in, buy and sell stocks/ETFs and withdraw as normal for as long as you want.

You can read more on ISA rules here.


If you don’t have a SIPP account before moving, you wouldn’t be able to open one with us.

If you already have a SIPP with us, you can keep this open indefinitely. You may also continue to contribute and transfer in more UK pensions, though there are rules on this which you should familiarise yourself with. Please keep in mind, moving abroad may affect your situation and you should seek professional advice on this.

If you choose to keep your SIPP open, you must not use your GIA account, other than to sell positions and withdraw money.

If you have any questions, feel free to email us at [email protected] - if you're a Standard or Plus plan customer, drop us a message in-app!

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