We currently offer 3 account types:
General Investment Account (GIA)
Stocks and Shares ISA
Self-Invested Personal Pension (SIPP)
Access to these accounts varies depending on which subscription plan you're on!
Basic plan
The Basic plan includes access to both the GIA and ISA.
It now gives access to over 6,500 global equities, ETFs, and investment trusts, as well as recurring orders, advanced order types, and pre-market trading.
The Basic plan also includes:
1% AER interest on uninvested cash up to £1,000
FX fee: exchange rate + 0.99%
Free same-day withdrawals: No
Mutual funds, gilts & T-bills: Not included
The Basic plan is free (£0/month).
Standard plan
The Standard plan includes access to both the GIA and ISA.
It also includes our full range of stocks, plus access to gilts, UK Treasury bills, advanced stock fundamentals, and all new order features.
The Standard plan includes:
3% AER interest on uninvested cash up to £2,000
FX fee: exchange rate + 0.59%
Early market access with pre-market trading
Mutual funds included
This plan costs £5.99/month (billed monthly) or £59.88/year (billed annually).
Plus plan
The Plus plan includes the GIA, ISA, and SIPP.
It also provides access to priority customer support, advanced stock fundamentals, the full range of stocks, mutual funds, and all advanced trading features.
The Plus plan includes:
5% AER interest on uninvested cash up to £3,000
FX fee: exchange rate + 0.39%
Free same-day withdrawals
Early market access with pre-market trading
Ready-made portfolios included
This plan costs £11.99/month (billed monthly) or £119.88/year (billed annually).
Upcoming changes from 1 January 2026
From 1 January 2026:
Standard customers will earn 2.5% interest on up to £2,000 uninvested cash
Plus customers will earn 3.5% interest on up to £3,000 uninvested cash
A reminder about ISAs and SIPPs
You are not required to open an ISA or SIPP when subscribing to the Standard or Plus plans, it’s completely your choice.
Please bear in mind that opening a SIPP or an ISA should only be considered if it meets your investment needs and strategy. You can read more about the benefits and limitations of these accounts here.