<?xml version="1.0" encoding="UTF-8"?>
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9"
        xmlns:xhtml="http://www.w3.org/1999/xhtml">
  <url>
    <loc>http://help.freetrade.io/en/articles/1661738-can-i-do-short-selling</loc>
    <lastmod>2025-07-11T08:13:21Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1690078-my-selfie-verification-check-failed-now-what</loc>
    <lastmod>2025-07-14T15:23:24Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1771842-why-does-the-freetrade-app-require-a-pin</loc>
    <lastmod>2019-05-09T16:17:06Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1771898-is-there-a-browser-version</loc>
    <lastmod>2025-10-14T13:52:15Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1771937-what-is-freetrade</loc>
    <lastmod>2025-07-11T14:02:55Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1771978-what-types-of-account-do-you-offer</loc>
    <lastmod>2026-02-27T13:03:47Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1772007-how-can-you-offer-free-trading</loc>
    <lastmod>2025-07-11T15:26:10Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1794411-what-stocks-and-exchanges-are-available-on-the-app</loc>
    <lastmod>2025-06-13T10:58:55Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1794425-do-you-offer-options-trading</loc>
    <lastmod>2025-07-11T08:17:17Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1794426-do-you-offer-futures-trading</loc>
    <lastmod>2021-05-27T11:42:11Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1794433-is-my-device-compatible</loc>
    <lastmod>2024-06-28T13:38:00Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1794457-which-countries-is-freetrade-available-in</loc>
    <lastmod>2025-07-16T09:18:54Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1794461-do-you-offer-fractional-share-trading</loc>
    <lastmod>2023-12-07T18:38:55Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1794465-do-you-offer-cfd-trading</loc>
    <lastmod>2021-04-01T14:04:25Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1819912-can-i-use-my-account-on-both-ios-and-android</loc>
    <lastmod>2019-05-09T15:30:28Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1819921-how-much-can-i-invest-at-once</loc>
    <lastmod>2025-07-11T12:51:14Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1820078-what-s-the-exchange-rate-on-overseas-stocks</loc>
    <lastmod>2023-04-11T08:13:07Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1820086-what-s-a-queued-order</loc>
    <lastmod>2025-02-03T10:49:33Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1820139-what-s-an-etf</loc>
    <lastmod>2025-07-15T13:10:52Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1820156-what-s-an-instant-order</loc>
    <lastmod>2022-07-25T15:06:23Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1820181-what-s-your-pricing-on-freetrade</loc>
    <lastmod>2025-07-15T13:12:50Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1820186-what-s-stamp-duty</loc>
    <lastmod>2025-07-15T13:09:50Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1922627-i-want-to-update-my-email-address</loc>
    <lastmod>2022-11-02T16:38:32Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/1998247-what-do-i-need-to-setup-a-freetrade-account</loc>
    <lastmod>2022-06-14T14:10:09Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2001969-national-identification-information-for-non-uk-nationals</loc>
    <lastmod>2019-02-21T12:45:36Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2029770-what-are-spreads-and-does-freetrade-make-money-from-them</loc>
    <lastmod>2022-12-02T12:11:49Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2269266-how-can-i-complain</loc>
    <lastmod>2025-07-11T15:32:10Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2340128-will-you-offer-margin-accounts</loc>
    <lastmod>2025-07-11T15:35:01Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2376880-linking-my-bank-account</loc>
    <lastmod>2023-12-06T15:45:36Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2462551-how-old-do-you-have-to-be-to-have-a-freetrade-account</loc>
    <lastmod>2019-02-21T12:33:19Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750450-do-i-need-to-live-in-the-uk-to-use-the-app</loc>
    <lastmod>2025-07-11T12:33:28Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750455-is-freetrade-available-to-us-citizens</loc>
    <lastmod>2019-02-21T12:32:59Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750462-is-freetrade-available-to-channel-islands-and-isle-of-man-residents</loc>
    <lastmod>2019-02-21T12:33:10Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750471-i-can-t-find-my-address-listed-in-the-app</loc>
    <lastmod>2021-11-04T10:12:37Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750500-what-is-settlement</loc>
    <lastmod>2024-05-16T11:25:30Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750559-can-i-open-an-isa</loc>
    <lastmod>2025-07-11T14:21:33Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750563-what-s-the-difference-between-a-general-investment-account-and-an-isa</loc>
    <lastmod>2025-04-07T13:20:14Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750572-is-the-price-on-the-app-the-live-market-price</loc>
    <lastmod>2019-02-21T12:49:20Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750592-what-s-the-difference-between-instant-and-queued-orders</loc>
    <lastmod>2025-02-03T10:50:16Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750601-do-you-deduct-tax</loc>
    <lastmod>2025-04-07T09:29:06Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750608-what-happens-in-the-event-of-a-merger-or-acquisition</loc>
    <lastmod>2021-04-01T14:06:26Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750613-what-is-a-dividend</loc>
    <lastmod>2025-10-15T09:11:40Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750615-how-do-i-know-if-my-stocks-pay-dividends</loc>
    <lastmod>2025-07-11T15:07:11Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750621-why-was-my-order-rejected</loc>
    <lastmod>2021-04-01T14:04:57Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750623-the-stock-i-d-like-to-buy-isn-t-in-the-app-can-you-add-it</loc>
    <lastmod>2021-11-04T16:30:56Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750624-why-is-the-price-that-i-saw-when-placing-an-order-different-to-the-price-i-paid</loc>
    <lastmod>2022-10-24T15:31:19Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750645-can-i-hold-cash-in-usd</loc>
    <lastmod>2024-03-28T17:51:51Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750647-will-you-be-adding-more-markets</loc>
    <lastmod>2022-07-25T15:23:28Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750649-can-i-hold-us-stocks-in-my-isa</loc>
    <lastmod>2019-02-21T12:10:30Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750651-what-is-a-w-8ben-form</loc>
    <lastmod>2020-09-18T10:38:55Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750663-is-my-money-safe</loc>
    <lastmod>2025-12-10T13:05:07Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750666-what-happens-if-my-phone-is-lost-or-stolen</loc>
    <lastmod>2022-07-25T15:30:56Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750675-i-want-to-update-my-address</loc>
    <lastmod>2024-09-10T21:11:49Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750676-i-want-to-update-my-personal-details</loc>
    <lastmod>2022-10-27T22:26:45Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750677-how-do-i-close-my-account</loc>
    <lastmod>2022-10-27T22:27:25Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750679-what-if-i-move-abroad</loc>
    <lastmod>2025-12-10T02:11:14Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2750685-how-long-will-it-take-for-my-money-to-reach-my-freetrade-account</loc>
    <lastmod>2025-07-11T16:03:46Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/2942418-depositing-with-google-pay-apple-pay</loc>
    <lastmod>2023-11-30T17:13:44Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3008348-can-i-transfer-shares-between-my-general-investment-account-isa-or-sipp</loc>
    <lastmod>2025-07-11T12:30:08Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3008369-how-do-i-transfer-my-isa-to-freetrade</loc>
    <lastmod>2025-09-01T09:41:15Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3106964-what-to-do-if-your-identity-check-fails</loc>
    <lastmod>2021-12-15T09:13:31Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3530118-what-is-gain-loss</loc>
    <lastmod>2019-11-27T14:26:51Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3530139-is-gain-loss-based-on-the-current-stocks-in-my-portfolio-or-since-i-opened-my-account</loc>
    <lastmod>2019-11-27T14:27:10Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3530142-why-does-my-gain-loss-figure-alternate-between-red-and-green-text</loc>
    <lastmod>2019-11-27T14:28:37Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3530149-do-my-deposits-and-withdrawals-affect-my-gain-loss-figure</loc>
    <lastmod>2020-09-04T17:52:02Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3530150-how-do-dividends-affect-my-gain-loss-figure</loc>
    <lastmod>2025-07-11T12:44:27Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3530153-are-free-shares-included-in-the-gain-loss-figure</loc>
    <lastmod>2019-11-27T14:28:20Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3530154-how-do-isa-transfers-in-affect-gain-loss</loc>
    <lastmod>2019-11-27T14:27:50Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3540450-how-do-i-pay-for-my-standard-plus-subscription-or-update-my-payment-details</loc>
    <lastmod>2025-07-11T15:47:47Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3540642-can-i-pay-the-standard-plus-subscription-fee-from-my-account-balances</loc>
    <lastmod>2022-07-25T15:33:15Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3540708-what-happens-if-my-payment-fails</loc>
    <lastmod>2022-09-02T09:17:55Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3540745-my-account-has-been-frozen-what-do-i-do</loc>
    <lastmod>2025-07-11T12:59:56Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3540757-how-can-i-change-my-card-details-to-pay-my-standard-plus-subscription-fee</loc>
    <lastmod>2025-07-11T14:43:53Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3540776-how-can-i-close-my-isa</loc>
    <lastmod>2023-04-17T09:31:48Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3540790-if-i-close-my-freetrade-isa-can-i-invest-in-another-stocks-and-shares-isa-this-tax-year</loc>
    <lastmod>2025-07-11T16:23:09Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3543435-why-did-you-debit-a-small-amount-of-money-from-my-bank-account</loc>
    <lastmod>2022-07-25T15:34:01Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3543441-will-the-general-investment-account-become-chargeable-in-future</loc>
    <lastmod>2022-07-25T15:21:19Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3543442-if-i-close-my-isa-now-can-i-reopen-one-in-the-future</loc>
    <lastmod>2023-05-09T08:22:35Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3769838-how-much-money-do-i-need-to-start-investing</loc>
    <lastmod>2025-12-17T08:23:50Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3769877-i-want-to-chat-to-the-freetrade-team</loc>
    <lastmod>2025-07-11T08:44:59Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/3769917-why-do-you-need-my-national-insurance-number-or-national-identifier</loc>
    <lastmod>2025-07-11T08:47:10Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4069231-where-s-my-money</loc>
    <lastmod>2024-01-17T13:06:52Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4319977-how-long-can-limit-orders-remain-active</loc>
    <lastmod>2020-10-06T18:51:35Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4320359-how-many-active-limit-orders-can-i-have</loc>
    <lastmod>2025-07-11T16:05:14Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4320365-what-are-limit-orders</loc>
    <lastmod>2025-09-01T09:42:36Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4320415-what-is-a-stop-loss</loc>
    <lastmod>2020-10-06T18:51:44Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4320587-why-is-my-uk-limit-order-queued</loc>
    <lastmod>2020-10-06T18:51:48Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4321768-how-can-i-place-a-uk-limit-order</loc>
    <lastmod>2020-10-06T18:51:53Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4321867-what-s-the-difference-between-a-limit-order-and-a-stop-loss</loc>
    <lastmod>2025-07-11T13:59:09Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4366821-why-can-t-i-see-my-bank-on-the-select-bank-list</loc>
    <lastmod>2020-08-25T15:09:38Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4366840-i-ve-sent-a-deposit-and-the-freetrade-app-didn-t-reopen</loc>
    <lastmod>2020-08-25T15:33:51Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4366868-can-i-cancel-my-deposit-sent-through-open-banking</loc>
    <lastmod>2020-09-16T09:20:28Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4377335-who-is-truelayer</loc>
    <lastmod>2020-08-25T15:17:16Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4511977-how-do-i-upgrade-to-the-plus-plan</loc>
    <lastmod>2022-07-26T15:03:26Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4511980-when-is-my-plus-plan-subscription-billed</loc>
    <lastmod>2023-04-28T10:29:38Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4511986-what-happens-when-i-upgrade-to-the-plus-plan-from-the-standard-plan</loc>
    <lastmod>2023-05-09T08:16:29Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4512035-how-much-does-the-plus-plan-cost</loc>
    <lastmod>2023-05-09T08:15:58Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4512040-what-s-included-in-priority-customer-service</loc>
    <lastmod>2025-11-21T13:38:11Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4512046-how-do-i-downgrade-or-cancel-my-plus-plan-subscription</loc>
    <lastmod>2025-12-10T02:05:46Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4512074-why-can-us-limit-and-triggered-orders-be-cancelled-before-it-expires</loc>
    <lastmod>2023-12-07T18:35:30Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4512076-what-are-triggered-limit-and-stop-loss-orders</loc>
    <lastmod>2020-10-06T19:06:46Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4512081-why-hasn-t-my-uk-limit-order-executed</loc>
    <lastmod>2023-12-07T18:37:29Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4512082-what-order-types-are-available</loc>
    <lastmod>2025-09-01T09:36:58Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4512084-what-is-that-high-esg-score-collection</loc>
    <lastmod>2020-10-06T19:08:52Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4532345-how-is-my-stock-s-average-price-per-share-calculated</loc>
    <lastmod>2020-10-13T10:09:22Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4532354-how-is-my-stock-s-gain-loss-calculated</loc>
    <lastmod>2020-10-13T10:12:51Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4532366-how-is-my-portfolio-gain-loss-calculated</loc>
    <lastmod>2021-08-31T11:15:05Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4532374-why-isn-t-my-unsettled-cash-equal-to-the-total-of-my-sell-orders</loc>
    <lastmod>2025-07-11T09:25:57Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4554010-what-is-a-fractional-share</loc>
    <lastmod>2025-07-14T16:24:37Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4554017-how-do-i-buy-a-us-listed-fractional-share</loc>
    <lastmod>2025-07-11T15:08:30Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4554022-can-i-sell-whole-us-shares</loc>
    <lastmod>2023-12-07T18:42:38Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4554026-why-did-i-get-more-or-less-fractional-shares-than-the-cash-amount-i-put-in</loc>
    <lastmod>2023-12-07T18:44:26Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4554029-is-there-a-minimum-order-limit</loc>
    <lastmod>2025-12-16T14:03:46Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4554032-will-i-receive-a-fractional-dividend-payment</loc>
    <lastmod>2023-12-07T18:12:43Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4554034-where-can-i-see-the-fx-rate</loc>
    <lastmod>2020-10-20T15:19:08Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4554039-what-s-the-difference-between-the-base-fx-rate-and-the-fx-rate-on-my-contract-note</loc>
    <lastmod>2023-04-11T08:15:23Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4554043-how-is-the-average-price-per-share-calculated-for-listed-fractional-shares</loc>
    <lastmod>2023-12-07T18:53:16Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4554050-how-does-gain-loss-work-with-listed-fractional-shares</loc>
    <lastmod>2022-10-11T13:36:04Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4563469-how-is-my-portfolio-value-calculated</loc>
    <lastmod>2021-01-19T17:54:57Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4679058-how-is-cash-interest-calculated-for-plus-plan-members</loc>
    <lastmod>2026-02-27T12:57:48Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4679067-where-will-my-plus-plan-cash-interest-be-applied</loc>
    <lastmod>2026-02-27T12:55:39Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/4679069-when-will-my-plus-plan-cash-interest-be-paid</loc>
    <lastmod>2024-02-29T17:24:03Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5042401-elective-corporate-action-events</loc>
    <lastmod>2021-03-15T15:08:54Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5099341-my-instant-bank-transfer-has-not-arrived-what-do-i-do</loc>
    <lastmod>2025-10-08T09:45:07Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5271078-reserving-cash-and-stock-for-active-limit-stop-loss-orders</loc>
    <lastmod>2021-05-26T07:23:22Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5303949-how-do-i-close-my-sipp</loc>
    <lastmod>2023-11-30T16:12:53Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391555-what-is-a-sipp</loc>
    <lastmod>2021-10-27T13:36:07Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391559-what-can-i-invest-in-with-my-sipp</loc>
    <lastmod>2025-07-14T15:59:45Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391564-how-much-tax-relief-will-i-receive</loc>
    <lastmod>2025-04-07T13:21:26Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391565-can-my-employer-contribute-to-my-freetrade-sipp</loc>
    <lastmod>2022-07-25T16:06:06Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391569-who-can-open-a-sipp</loc>
    <lastmod>2025-07-16T09:26:13Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391582-can-i-withdraw-money-from-my-sipp</loc>
    <lastmod>2023-11-30T17:17:15Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391586-how-do-i-update-my-retirement-age</loc>
    <lastmod>2021-07-07T14:17:36Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391588-how-do-i-add-beneficaries</loc>
    <lastmod>2022-07-25T16:03:36Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391603-how-do-i-transfer-my-pension-to-a-freetrade-sipp</loc>
    <lastmod>2026-01-23T16:04:59Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391606-what-details-are-required-to-transfer-a-pension</loc>
    <lastmod>2026-01-24T14:11:46Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391619-how-long-do-pension-transfers-take</loc>
    <lastmod>2026-01-24T14:16:25Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391625-do-pension-transfers-count-towards-my-pension-contributions</loc>
    <lastmod>2021-07-07T14:25:51Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391631-can-i-transfer-shares-from-my-pension-into-a-freetrade-sipp</loc>
    <lastmod>2025-03-28T17:28:01Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391632-what-types-of-pension-transfers-do-you-support</loc>
    <lastmod>2025-07-11T12:25:24Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391634-what-s-the-difference-between-a-cash-and-an-in-specie-pension-transfer</loc>
    <lastmod>2023-08-28T11:41:25Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391639-i-have-investments-not-listed-in-the-freetrade-app-how-can-i-transfer-my-pension</loc>
    <lastmod>2025-07-11T12:55:57Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391645-i-m-making-a-cash-transfer-can-i-choose-which-investments-my-provider-sells</loc>
    <lastmod>2023-08-28T11:39:31Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391666-what-is-a-stock-split</loc>
    <lastmod>2025-10-15T08:50:12Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391668-what-is-a-consolidation-reverse-split</loc>
    <lastmod>2025-10-15T08:51:10Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391676-what-is-a-merger</loc>
    <lastmod>2025-10-15T08:58:13Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391677-what-is-a-mandatory-takeover</loc>
    <lastmod>2025-10-15T09:00:02Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391679-how-does-freetrade-handle-corporate-actions</loc>
    <lastmod>2025-10-14T11:05:33Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391681-what-is-a-corporate-action</loc>
    <lastmod>2025-10-15T08:42:31Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391689-what-is-a-demerger</loc>
    <lastmod>2025-10-15T08:58:40Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5391692-what-is-a-spin-off</loc>
    <lastmod>2025-10-15T08:59:15Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5485329-can-i-pay-for-my-standard-plan-subscription-fee-with-a-credit-card</loc>
    <lastmod>2022-07-25T15:40:59Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5485331-can-i-pay-my-plus-plan-subscription-fee-with-a-credit-card</loc>
    <lastmod>2022-07-25T15:42:43Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5595665-how-many-eu-markets-and-stocks-will-be-released</loc>
    <lastmod>2025-07-11T08:23:54Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5595684-how-long-does-trade-settlement-take-for-european-stocks</loc>
    <lastmod>2024-05-16T11:26:05Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5595696-what-time-will-european-queued-orders-execute</loc>
    <lastmod>2025-02-03T10:51:24Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5595701-who-will-execute-european-orders</loc>
    <lastmod>2021-12-08T10:09:28Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5595703-can-i-purchase-european-stocks-in-euros</loc>
    <lastmod>2023-04-11T08:16:39Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5595710-what-are-the-european-market-trading-hours</loc>
    <lastmod>2025-07-15T13:03:32Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5598406-what-are-the-maximum-order-limits-for-all-markets-available-on-the-freetrade-platform</loc>
    <lastmod>2025-07-11T08:30:05Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5598410-european-limit-orders</loc>
    <lastmod>2025-07-11T14:12:57Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5598411-withholding-tax</loc>
    <lastmod>2025-05-23T14:11:22Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5642664-multi-fill-orders</loc>
    <lastmod>2025-07-11T08:43:20Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5703355-i-m-not-receiving-the-magic-link</loc>
    <lastmod>2021-11-04T10:18:36Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5703368-how-do-i-refer-a-friend-to-earn-a-free-share</loc>
    <lastmod>2023-02-27T11:15:37Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5703583-my-friend-sent-me-a-referral-link-how-do-i-use-it</loc>
    <lastmod>2024-01-16T20:39:53Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5703587-when-will-i-receive-my-free-share</loc>
    <lastmod>2025-12-13T11:57:16Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5703589-why-haven-t-i-received-my-free-share-yet</loc>
    <lastmod>2025-07-16T09:33:39Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5703592-i-signed-up-without-using-a-referral-can-i-still-receive-a-free-share</loc>
    <lastmod>2025-07-11T16:19:40Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5703605-can-my-free-share-be-awarded-to-my-isa</loc>
    <lastmod>2021-11-04T11:40:43Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5703607-how-many-free-shares-can-i-receive</loc>
    <lastmod>2023-02-27T11:13:40Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5703608-there-are-certain-stocks-i-don-t-want-for-ethical-or-personal-reasons-can-i-swap</loc>
    <lastmod>2021-11-04T11:38:46Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5703613-what-free-share-will-i-receive</loc>
    <lastmod>2025-07-14T16:04:20Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5703630-why-can-t-i-withdraw</loc>
    <lastmod>2022-10-27T22:26:27Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5704655-can-i-send-money-from-a-joint-bank-account</loc>
    <lastmod>2021-11-04T15:15:13Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5704656-can-i-send-money-from-a-business-account</loc>
    <lastmod>2021-11-04T15:15:59Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5704658-can-i-send-money-from-an-account-in-a-different-name</loc>
    <lastmod>2025-07-11T09:51:15Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5704663-which-banks-do-you-accept-top-ups-from</loc>
    <lastmod>2023-12-06T15:44:56Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5704668-what-happens-if-i-send-money-from-an-account-other-than-my-linked-bank-account</loc>
    <lastmod>2022-10-27T22:39:51Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5704809-i-want-to-change-my-linked-bank-account</loc>
    <lastmod>2024-12-12T00:48:08Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5704819-can-my-shares-be-recalled</loc>
    <lastmod>2021-11-04T15:28:37Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5704993-do-dividends-count-towards-my-isa-allowance</loc>
    <lastmod>2021-11-04T16:29:37Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5704995-can-i-invest-in-an-initial-public-offering-ipo</loc>
    <lastmod>2021-11-04T16:30:30Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5704999-why-can-t-i-find-the-stock-i-want-to-buy-in-the-app</loc>
    <lastmod>2022-07-25T15:07:55Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5813187-which-documents-do-you-accept-to-verify-my-selfie</loc>
    <lastmod>2021-12-15T09:04:39Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5813191-why-can-t-you-recognise-my-selfie</loc>
    <lastmod>2021-12-15T09:13:48Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5977800-what-fees-are-included-within-the-annual-costs-charges-statement</loc>
    <lastmod>2024-03-28T17:52:27Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/5991648-what-is-cumulative-impact</loc>
    <lastmod>2023-12-07T18:27:33Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6009327-what-happens-if-i-don-t-opt-into-securities-lending</loc>
    <lastmod>2025-07-11T14:04:25Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6168585-how-do-i-log-in-to-freetrade-web-platform</loc>
    <lastmod>2024-08-16T12:14:17Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6168589-can-i-use-the-web-platform-to-invest</loc>
    <lastmod>2025-01-29T11:24:04Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6168591-who-can-use-the-freetrade-web-platform</loc>
    <lastmod>2025-10-14T13:50:15Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6168592-does-the-freetrade-web-platform-display-live-pricing</loc>
    <lastmod>2025-12-10T14:08:42Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6168596-what-internet-browsers-are-supported-by-freetrade-web</loc>
    <lastmod>2025-01-29T11:26:16Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6193093-how-to-spot-the-different-types-of-investment-scams</loc>
    <lastmod>2023-05-05T10:04:49Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6193104-how-to-protect-yourself</loc>
    <lastmod>2022-05-09T09:13:20Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6193128-staying-safe-online</loc>
    <lastmod>2022-05-09T18:06:57Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6203057-how-to-report-fraud</loc>
    <lastmod>2023-05-11T11:12:36Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6203077-types-of-investment-scams</loc>
    <lastmod>2023-05-11T11:12:59Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6203134-what-to-do-if-you-become-a-victim-of-a-scam</loc>
    <lastmod>2023-08-08T09:31:25Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6217245-how-can-i-access-swedish-faqs</loc>
    <lastmod>2022-05-13T22:03:30Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6302986-corporate-and-regulatory-information</loc>
    <lastmod>2023-02-02T15:14:36Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6391351-what-is-a-recurring-order</loc>
    <lastmod>2023-11-29T13:34:47Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6391352-what-type-of-freetrade-account-do-i-need-to-set-up-a-recurring-order</loc>
    <lastmod>2025-12-09T22:40:58Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6391355-can-anyone-set-up-recurring-orders</loc>
    <lastmod>2026-03-30T09:55:09Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6391360-how-can-i-place-a-recurring-order</loc>
    <lastmod>2023-06-01T14:18:21Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6391361-can-i-cancel-a-recurring-order</loc>
    <lastmod>2023-06-01T14:18:47Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6391362-how-do-recurring-orders-work</loc>
    <lastmod>2025-02-03T11:01:41Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6391363-where-in-the-app-can-i-see-my-recurring-order-details</loc>
    <lastmod>2023-06-01T14:20:13Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6391365-what-would-happen-if-my-order-gets-rejected</loc>
    <lastmod>2023-06-01T14:19:43Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6391366-what-happens-if-the-stock-is-suspended-or-becomes-unavailable-to-trade</loc>
    <lastmod>2023-06-01T14:20:41Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416796-how-do-i-upgrade-to-the-standard-plan</loc>
    <lastmod>2022-07-26T14:59:36Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416800-what-are-the-costs-of-each-plan</loc>
    <lastmod>2023-05-09T08:14:31Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416827-what-s-included-in-the-basic-plan</loc>
    <lastmod>2026-02-27T13:47:56Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416829-what-s-included-in-the-standard-plan</loc>
    <lastmod>2026-02-27T13:05:49Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416831-what-s-included-in-the-plus-plan</loc>
    <lastmod>2026-02-27T13:06:48Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416833-what-happens-if-i-sign-up-to-the-standard-plan-part-way-through-the-month</loc>
    <lastmod>2023-04-28T10:28:33Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416834-what-happens-if-i-sign-up-to-the-plus-plan-part-way-through-the-month</loc>
    <lastmod>2023-04-28T10:31:10Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416835-what-happens-when-i-upgrade-from-the-basic-plan-to-either-the-standard-or-plus-plan</loc>
    <lastmod>2023-04-28T10:26:54Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416836-what-happens-when-i-upgrade-from-the-standard-plan-to-the-plus-plan</loc>
    <lastmod>2023-05-09T08:25:22Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416838-how-soon-after-upgrading-do-i-have-to-start-paying-for-the-standard-or-plus-plan</loc>
    <lastmod>2023-04-28T10:26:29Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416840-can-i-pay-for-my-plan-subscription-with-a-credit-card</loc>
    <lastmod>2022-07-26T09:26:30Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416845-when-is-my-standard-plan-subscription-billed</loc>
    <lastmod>2023-04-28T10:27:38Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416847-when-and-where-will-my-standard-plan-cash-interest-be-applied</loc>
    <lastmod>2026-02-27T12:54:37Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416853-how-is-cash-interest-calculated-for-standard-plan-members</loc>
    <lastmod>2026-02-27T12:56:56Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416855-when-do-i-have-to-start-paying-for-the-standard-plan</loc>
    <lastmod>2023-04-28T10:27:15Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416857-when-do-i-have-to-start-paying-for-the-plus-plan</loc>
    <lastmod>2023-04-28T10:29:14Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416881-how-do-i-buy-using-a-queued-or-instant-order</loc>
    <lastmod>2025-02-03T10:57:22Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416887-how-do-i-sell-my-shares</loc>
    <lastmod>2022-07-26T09:45:09Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416888-how-do-i-open-an-isa</loc>
    <lastmod>2025-12-09T11:32:49Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416898-how-do-i-withdraw</loc>
    <lastmod>2024-12-11T10:35:08Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/articles/6416898-how-do-i-withdraw" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/articles/6416898-hur-tar-jag-ut-pengar" />
  </url>
  <url>
    <loc>http://help.freetrade.io/sv/articles/6416898-hur-tar-jag-ut-pengar</loc>
    <lastmod>2023-03-09T09:53:51Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/articles/6416898-how-do-i-withdraw" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/articles/6416898-hur-tar-jag-ut-pengar" />
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416902-how-do-i-place-a-limit-order</loc>
    <lastmod>2023-12-07T18:33:27Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416903-how-do-i-log-into-my-account</loc>
    <lastmod>2023-01-05T09:45:15Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416927-how-do-i-get-in-touch-with-the-freetrade-team</loc>
    <lastmod>2022-10-27T22:13:30Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416946-what-is-the-general-investment-account</loc>
    <lastmod>2022-07-26T10:21:35Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416947-what-is-a-stocks-and-shares-isa</loc>
    <lastmod>2022-07-26T10:07:18Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416948-do-i-own-my-shares</loc>
    <lastmod>2025-12-09T23:15:06Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416949-how-long-do-withdrawals-take</loc>
    <lastmod>2025-07-11T12:48:35Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416962-how-many-sipps-can-i-open</loc>
    <lastmod>2025-07-11T08:53:58Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416963-who-can-contribute-to-my-sipp</loc>
    <lastmod>2024-01-16T11:07:55Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416964-why-do-i-get-a-25-top-up-when-the-basic-tax-rate-is-20</loc>
    <lastmod>2025-07-11T08:49:30Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416968-what-is-carry-forward</loc>
    <lastmod>2025-07-11T08:52:25Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416972-how-do-i-move-my-sipp</loc>
    <lastmod>2025-12-17T08:51:14Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416973-how-can-i-see-my-monthly-statement</loc>
    <lastmod>2025-07-11T08:55:24Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416976-what-s-an-activity-statement-and-how-can-i-request-one</loc>
    <lastmod>2023-12-07T18:25:05Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6416977-how-do-i-request-a-dividend-statement</loc>
    <lastmod>2023-03-30T11:17:18Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6417693-i-m-a-basic-plan-customer-how-can-i-upgrade-to-the-standard-or-plus-plan</loc>
    <lastmod>2023-11-30T16:08:33Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6424406-what-happens-if-i-don-t-pay-my-subscription-fees</loc>
    <lastmod>2022-11-02T16:36:43Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6424433-how-can-i-pay-for-my-outstanding-subscription-fees</loc>
    <lastmod>2025-07-11T12:42:09Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6424434-how-will-you-collect-my-outstanding-fees</loc>
    <lastmod>2022-09-05T15:24:42Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6424435-which-stocks-in-my-portfolio-will-you-sell-to-collect-the-fees-i-owe</loc>
    <lastmod>2023-05-16T12:55:10Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6514217-what-s-a-real-estate-investment-trust-reit</loc>
    <lastmod>2022-08-30T08:57:02Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6514218-what-are-the-different-types-of-reits</loc>
    <lastmod>2022-08-30T08:57:27Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6514220-how-do-i-invest-in-reits-on-the-freetrade-app</loc>
    <lastmod>2025-02-03T10:53:34Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6514221-what-reits-are-available-to-invest-in-on-the-freetrade-app</loc>
    <lastmod>2022-08-30T08:58:18Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6514223-how-are-reits-taxed</loc>
    <lastmod>2023-07-06T16:08:08Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6514225-why-is-the-tax-on-pids-withheld-in-my-isa</loc>
    <lastmod>2025-07-11T09:20:20Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6514226-what-is-a-pid-payment</loc>
    <lastmod>2022-08-30T08:59:18Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6514227-when-is-my-pid-property-income-distribution-tax-reimbursement-paid-to-my-isa</loc>
    <lastmod>2023-07-06T16:08:31Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6584225-how-do-i-get-access-to-the-free-share-referral-programme</loc>
    <lastmod>2025-07-11T09:22:11Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6627908-how-do-i-download-a-csv-export-of-my-activity-feed</loc>
    <lastmod>2026-03-30T13:03:36Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6627909-what-information-is-included-in-the-csv-download-of-my-activity-feed</loc>
    <lastmod>2023-12-07T18:20:36Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6627911-can-i-filter-the-information-provided-in-the-csv-download-of-my-activity-feed</loc>
    <lastmod>2023-12-07T18:17:32Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6627913-in-the-csv-download-of-my-activity-feed-what-items-are-considered-transactions</loc>
    <lastmod>2023-03-30T11:17:58Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6627915-can-i-rely-on-the-csv-download-of-my-activity-feed-to-complete-my-tax-return</loc>
    <lastmod>2026-03-30T09:58:25Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6639146-where-can-i-find-my-freetrade-account-number-reference</loc>
    <lastmod>2025-12-13T14:44:53Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6801729-how-do-i-downgrade-or-cancel-my-standard-plan-subscription</loc>
    <lastmod>2025-12-10T02:05:09Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6872884-how-do-i-move-my-isa</loc>
    <lastmod>2023-11-30T16:16:06Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/6872885-how-do-i-move-my-gia</loc>
    <lastmod>2023-11-30T16:16:36Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7045039-who-can-trade-complex-instruments</loc>
    <lastmod>2023-03-02T15:14:02Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7045041-what-are-complex-instruments</loc>
    <lastmod>2023-03-02T15:14:22Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7045043-what-is-an-appropriateness-test</loc>
    <lastmod>2025-12-10T10:27:42Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7045044-what-criteria-determine-these-instruments-as-complex</loc>
    <lastmod>2023-03-02T15:15:28Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7063990-how-can-i-sign-up-to-an-annual-subscription</loc>
    <lastmod>2025-07-11T14:47:11Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7252897-how-much-will-my-fx-fee-be</loc>
    <lastmod>2023-04-11T08:18:47Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7252900-fx-fees</loc>
    <lastmod>2023-11-30T17:28:53Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7843795-what-happens-if-i-downgrade-from-the-annual-subscription-during-the-year</loc>
    <lastmod>2023-04-28T10:23:49Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7843798-do-i-need-to-wait-until-the-end-of-my-current-monthly-billing-cycle-to-upgrade-to-annual</loc>
    <lastmod>2023-11-30T16:19:04Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7843799-what-happens-if-i-have-already-paid-for-the-standard-annual-subscription-and-want-to-upgrade-to-the-plus-annual-subscription</loc>
    <lastmod>2023-11-30T16:21:17Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7843800-what-happens-if-i-sign-up-to-the-annual-subscription-and-decide-to-leave-freetrade-part-way-through-the-year</loc>
    <lastmod>2023-04-28T10:24:50Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7872705-pension-scams</loc>
    <lastmod>2023-05-05T09:59:57Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7872708-how-to-spot-the-signs-of-a-pension-scam</loc>
    <lastmod>2023-05-11T11:13:49Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7872709-how-to-protect-yourself-from-pension-scams</loc>
    <lastmod>2024-10-22T10:17:11Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7887706-will-my-annual-subscription-automatically-renew</loc>
    <lastmod>2023-05-10T10:50:47Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7891074-authorised-push-payment-fraud</loc>
    <lastmod>2023-05-11T11:13:58Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7891077-phishing-emails</loc>
    <lastmod>2023-05-11T11:14:04Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7924204-can-i-opt-out-of-receiving-interest</loc>
    <lastmod>2023-05-19T09:06:51Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7970295-how-do-i-manage-my-recurring-order</loc>
    <lastmod>2023-06-01T14:21:43Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7970300-what-happens-if-my-recurring-order-is-due-on-a-weekend-or-bank-holiday</loc>
    <lastmod>2023-12-07T18:40:02Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7970303-what-happens-if-i-invest-on-the-31st-one-month-and-then-there-are-fewer-days-in-the-following-calendar-month</loc>
    <lastmod>2023-06-01T14:30:34Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/7970331-what-happens-if-i-don-t-have-enough-cash-to-cover-my-recurring-order-on-my-investment-date</loc>
    <lastmod>2023-06-01T14:31:01Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8040015-my-direct-debit-was-taken-why-can-t-i-invest-it-yet</loc>
    <lastmod>2023-11-30T16:27:08Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8040017-how-do-i-set-up-a-direct-debit</loc>
    <lastmod>2023-11-30T16:28:55Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8040018-my-direct-debit-hasn-t-arrived</loc>
    <lastmod>2023-06-22T08:05:01Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8040019-when-will-my-direct-debit-arrive</loc>
    <lastmod>2023-11-30T16:36:09Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8040020-how-can-i-cancel-my-direct-debit</loc>
    <lastmod>2025-07-11T12:38:37Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8040022-how-can-i-edit-manage-my-direct-debit</loc>
    <lastmod>2023-06-22T08:05:45Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8040024-how-can-i-pause-my-direct-debit</loc>
    <lastmod>2023-06-22T08:06:01Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8040025-how-do-i-resume-my-direct-debit</loc>
    <lastmod>2023-06-22T08:06:15Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8040026-how-many-direct-debits-can-i-create</loc>
    <lastmod>2025-07-11T16:06:24Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8040027-i-m-changing-bank-can-i-keep-my-direct-debit</loc>
    <lastmod>2023-06-22T08:06:43Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8040028-is-there-a-limit-to-the-amount-i-can-top-up-via-direct-debit</loc>
    <lastmod>2023-06-22T08:07:00Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8040029-can-i-set-up-a-direct-debit-from-a-non-linked-bank-account</loc>
    <lastmod>2023-11-30T17:06:00Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8040031-i-have-an-isa-and-or-sipp-if-my-direct-debit-is-debited-from-my-linked-bank-account-before-the-end-of-the-tax-year-but-arrives-into-my-freetrade-account-in-the-new-tax-year-which-year-will-it-contribute-to</loc>
    <lastmod>2025-03-28T16:45:10Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8123946-what-is-proxy-voting</loc>
    <lastmod>2025-10-15T09:10:26Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8123948-can-i-vote-on-all-my-securities</loc>
    <lastmod>2025-10-15T09:12:46Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8123949-how-will-i-know-when-to-vote</loc>
    <lastmod>2025-10-15T09:14:25Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8123950-do-i-have-to-vote</loc>
    <lastmod>2025-10-15T09:15:16Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8123958-what-is-a-beneficial-owner</loc>
    <lastmod>2025-10-15T09:16:05Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8123961-how-do-i-change-my-beneficial-ownership-status</loc>
    <lastmod>2025-10-15T11:11:45Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8123962-what-types-of-events-can-i-vote-on</loc>
    <lastmod>2025-10-15T09:18:13Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8123964-can-i-vote-with-fractional-shares</loc>
    <lastmod>2025-10-15T09:19:13Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8123965-can-i-use-proxy-voting-to-take-part-in-voluntary-corporate-actions</loc>
    <lastmod>2025-10-15T09:23:22Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8123967-can-i-attend-the-meeting-myself</loc>
    <lastmod>2025-10-15T09:22:15Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8659080-what-is-the-sipp-default-investment-option</loc>
    <lastmod>2023-11-30T16:41:14Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8699022-how-safe-are-uk-treasury-bills</loc>
    <lastmod>2023-12-12T14:44:14Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8699027-how-does-the-weekly-tender-work</loc>
    <lastmod>2023-12-12T14:44:37Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8699028-when-will-the-yield-on-a-treasury-bill-be-fixed</loc>
    <lastmod>2023-12-12T14:44:52Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8699033-can-i-be-sure-that-i-will-get-my-treasury-bills</loc>
    <lastmod>2023-12-12T14:45:12Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8699036-can-basic-customers-buy-treasury-bills</loc>
    <lastmod>2026-03-30T09:55:49Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8699038-is-there-a-minimum-investment-amount-for-uk-treasury-bills</loc>
    <lastmod>2023-12-12T14:45:49Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8699041-can-i-cash-out-of-a-treasury-bill-before-its-maturity</loc>
    <lastmod>2023-12-12T14:46:30Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8699044-what-happens-on-maturity</loc>
    <lastmod>2023-12-12T14:46:42Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8699976-can-i-cancel-my-treasury-order</loc>
    <lastmod>2023-12-12T18:20:51Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8717561-which-transactions-and-securities-are-subject-to-the-french-financial-transaction-tax-ftt</loc>
    <lastmod>2023-12-18T11:50:10Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/8717573-what-is-the-tax-rate-and-the-tax-base-for-french-financial-transaction-tax-fftt</loc>
    <lastmod>2025-07-15T12:55:54Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/9335634-can-i-buy-shares-with-unsettled-cash</loc>
    <lastmod>2024-05-16T11:27:15Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/9399181-what-changes-are-happening-with-uk-treasury-bills</loc>
    <lastmod>2025-07-11T19:29:16Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/9464760-which-transactions-and-securities-are-subject-to-the-italian-financial-transaction-tax-ftt</loc>
    <lastmod>2024-06-13T10:52:35Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/9562535-is-there-a-desktop-version-of-freetrade</loc>
    <lastmod>2025-01-29T11:27:54Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/9577010-what-is-a-flexible-isa</loc>
    <lastmod>2024-07-11T09:41:02Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/9577012-how-is-a-flexible-isa-different-from-a-non-flexible-one</loc>
    <lastmod>2024-07-11T16:32:46Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/9577016-what-is-the-flexible-withdrawal-amount-in-my-isa</loc>
    <lastmod>2024-07-11T16:32:04Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/9596378-why-do-i-need-a-password-for-freetrade-web</loc>
    <lastmod>2025-01-29T11:22:03Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/9596381-how-do-i-set-up-two-factor-authentication-2fa-for-freetrade-web</loc>
    <lastmod>2025-12-10T14:02:23Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/9685290-money-mules</loc>
    <lastmod>2024-08-01T08:59:40Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/9929850-fractional-shares-in-isas</loc>
    <lastmod>2024-09-27T13:34:55Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10026137-what-are-the-first-steps-to-take-when-somebody-passes-away</loc>
    <lastmod>2024-10-22T08:01:40Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10026144-where-can-i-turn-to-for-bereavement-support</loc>
    <lastmod>2024-10-22T08:03:40Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10026147-when-a-freetrade-customer-passes-away</loc>
    <lastmod>2025-03-19T11:51:13Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10264987-how-do-same-day-withdrawals-work</loc>
    <lastmod>2025-07-11T15:51:45Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10266152-who-can-use-extended-hours-trading</loc>
    <lastmod>2025-01-13T10:10:28Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10266230-what-s-extended-hours-trading</loc>
    <lastmod>2025-01-13T17:06:16Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10266300-what-s-an-extended-hours-order</loc>
    <lastmod>2025-01-13T10:08:12Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10266352-can-i-trade-all-us-stocks-during-extended-hours</loc>
    <lastmod>2026-03-04T15:51:23Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10266382-what-order-types-are-available-in-extended-hours</loc>
    <lastmod>2025-02-03T10:59:22Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10266432-what-are-the-risks-of-trading-in-extended-hours</loc>
    <lastmod>2025-01-13T17:07:58Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10531388-what-is-a-gilt</loc>
    <lastmod>2025-02-10T09:38:31Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10531394-what-types-of-gilts-are-there</loc>
    <lastmod>2025-02-10T09:40:40Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10531397-what-s-the-difference-between-the-nominal-amount-of-a-gilt-and-the-price-of-a-gilt</loc>
    <lastmod>2026-02-09T13:08:28Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10531402-what-impacts-the-market-price-of-gilts</loc>
    <lastmod>2025-02-10T09:43:43Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10531404-how-are-gilt-prices-quoted</loc>
    <lastmod>2025-02-10T09:44:26Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10531409-how-are-gilts-different-from-other-bonds</loc>
    <lastmod>2025-02-10T09:45:17Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10531415-what-is-the-difference-between-the-dividend-the-running-yield-and-the-yield-to-maturity</loc>
    <lastmod>2025-02-10T09:45:47Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10531417-what-are-the-tax-implications-of-investing-in-gilts</loc>
    <lastmod>2025-02-10T09:46:23Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10531420-who-can-trade-gilts-on-freetrade</loc>
    <lastmod>2025-02-10T09:46:55Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10531424-why-invest-in-gilts</loc>
    <lastmod>2025-02-10T09:47:24Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10531425-are-gilts-risk-free</loc>
    <lastmod>2025-02-14T13:13:20Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10531430-are-gilts-the-same-as-uk-treasury-bills</loc>
    <lastmod>2025-02-10T09:48:49Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10531432-can-i-redeem-my-gilt-earlier-than-the-maturity-date</loc>
    <lastmod>2025-02-10T09:49:16Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/10531433-on-my-contract-note-there-is-a-negative-value-for-accrued-interest-or-days-interest-why-is-it-negative</loc>
    <lastmod>2025-02-10T09:50:10Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11011800-how-do-i-transfer-cash-between-my-gia-isa-sipp</loc>
    <lastmod>2025-07-11T14:51:01Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11011812-when-transferring-cash-why-is-my-available-cash-value-lower-than-i-expect</loc>
    <lastmod>2025-04-01T15:56:17Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11011817-how-long-should-i-expect-for-my-transfer-to-complete</loc>
    <lastmod>2025-04-01T15:56:57Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11011820-why-can-t-i-move-cash-from-my-sipp</loc>
    <lastmod>2025-04-01T15:57:21Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11018646-have-my-shares-been-sold</loc>
    <lastmod>2025-04-02T09:36:16Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11018648-how-much-will-i-get</loc>
    <lastmod>2025-04-02T09:37:03Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11018652-when-will-i-get-paid-for-my-shares</loc>
    <lastmod>2025-04-02T09:37:26Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11018654-what-do-i-need-to-do-to-get-paid</loc>
    <lastmod>2025-04-02T09:37:55Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11018655-who-are-the-paying-agent-s</loc>
    <lastmod>2025-04-02T09:38:30Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11018659-what-is-crowdcube-s-process</loc>
    <lastmod>2025-04-02T09:38:56Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11018665-what-is-wilmington-trust-s-payment-process</loc>
    <lastmod>2025-04-02T09:39:20Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11018667-how-do-i-know-how-many-shares-i-sold</loc>
    <lastmod>2025-04-02T09:39:46Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11018672-what-about-shares-that-i-have-under-a-freetrade-stock-options-plan</loc>
    <lastmod>2025-04-02T09:40:14Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11018678-how-were-my-shares-sold-to-ig-group-without-me-agreeing-to-the-sale</loc>
    <lastmod>2025-04-02T09:40:36Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11018683-how-is-the-price-per-share-calculated</loc>
    <lastmod>2025-04-02T09:41:00Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11018686-why-do-the-shares-still-show-in-capdesk-carta-as-belonging-to-me</loc>
    <lastmod>2025-04-02T09:41:35Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11018690-were-my-shares-eis-eligible</loc>
    <lastmod>2025-04-02T09:42:05Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11185622-what-is-a-lookalike-audience</loc>
    <lastmod>2025-05-02T12:49:45Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11185630-what-data-is-being-used</loc>
    <lastmod>2025-05-02T12:50:47Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11185631-will-this-affect-the-ads-i-see</loc>
    <lastmod>2025-05-02T12:51:12Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11185634-is-this-in-line-with-data-protection-laws</loc>
    <lastmod>2025-05-02T12:52:28Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11185639-can-i-opt-out</loc>
    <lastmod>2025-05-02T12:52:56Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11185641-will-anyone-have-access-to-my-personal-details</loc>
    <lastmod>2025-05-02T12:53:19Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11185645-how-is-my-data-protected</loc>
    <lastmod>2025-05-02T12:53:53Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11185652-why-is-freetrade-doing-this</loc>
    <lastmod>2025-05-02T12:54:28Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11361400-what-is-the-difference-between-income-and-accumulation-fund-units</loc>
    <lastmod>2025-05-11T14:12:03Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11361414-what-is-the-fund-fee</loc>
    <lastmod>2025-05-11T14:24:01Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11361417-what-are-mutual-funds</loc>
    <lastmod>2025-05-11T14:26:22Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11361419-can-i-hold-mutual-funds-in-my-isa-and-sipp</loc>
    <lastmod>2025-05-11T14:27:03Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11361420-can-i-transfer-mutual-funds-to-freetrade</loc>
    <lastmod>2025-11-11T16:28:31Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11361421-how-do-i-buy-and-sell-mutual-funds</loc>
    <lastmod>2025-11-04T11:02:57Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11361423-how-is-the-price-of-a-mutual-fund-calculated</loc>
    <lastmod>2025-05-11T14:31:05Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11361424-what-is-the-trade-cut-off</loc>
    <lastmod>2025-05-11T14:31:42Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11361426-how-much-does-it-cost-to-hold-mutual-funds-on-freetrade</loc>
    <lastmod>2025-09-01T11:18:35Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11361437-my-mutual-funds-haven-t-settled-yet-where-are-they</loc>
    <lastmod>2025-05-11T14:38:52Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11361440-is-there-a-minimum-order-value-to-invest-in-mutual-funds</loc>
    <lastmod>2025-07-25T14:21:45Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11361443-where-can-i-find-my-queued-mutual-fund-orders</loc>
    <lastmod>2025-05-11T14:41:08Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11361445-which-mutual-funds-are-available-on-freetrade</loc>
    <lastmod>2025-09-01T11:14:44Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/11864550-how-to-set-up-sms-verification-in-freetrade-web</loc>
    <lastmod>2025-07-28T08:45:48Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541271-what-exactly-is-a-crypto-etn</loc>
    <lastmod>2025-10-08T14:32:33Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541483-what-is-an-exchange-traded-note-etn</loc>
    <lastmod>2025-10-08T14:39:40Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541499-do-i-own-the-actual-cryptocurrency-when-i-invest-in-a-crypto-etn</loc>
    <lastmod>2025-10-08T14:40:22Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541503-how-is-investing-in-a-crypto-etn-different-from-buying-crypto-directly</loc>
    <lastmod>2025-10-08T14:41:01Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541509-what-control-do-i-have-over-the-cryptocurrency-behind-the-etn</loc>
    <lastmod>2025-10-08T14:41:43Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541515-are-crypto-etns-the-same-as-etfs</loc>
    <lastmod>2025-10-08T14:42:29Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541518-do-crypto-etns-pay-interest-or-dividends</loc>
    <lastmod>2025-10-08T14:43:05Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541527-are-crypto-etns-suitable-for-everyone</loc>
    <lastmod>2025-10-08T14:43:38Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541530-how-is-the-value-of-a-crypto-etn-decided</loc>
    <lastmod>2025-10-08T14:44:43Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541541-will-the-etn-always-track-the-crypto-price-exactly</loc>
    <lastmod>2025-10-08T14:45:19Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541548-can-i-always-buy-or-sell-my-crypto-etn-when-i-want-to</loc>
    <lastmod>2025-12-09T23:19:45Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541554-how-are-returns-from-a-crypto-etn-generated</loc>
    <lastmod>2025-10-08T14:46:28Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541557-can-past-performance-tell-me-how-a-crypto-etn-will-do-in-the-future</loc>
    <lastmod>2025-10-08T14:47:03Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541566-are-crypto-etns-volatile</loc>
    <lastmod>2025-10-08T14:47:41Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541600-can-the-price-go-up-or-down-sharply</loc>
    <lastmod>2025-10-08T14:50:58Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541609-what-kinds-of-events-can-affect-etn-prices</loc>
    <lastmod>2025-10-08T14:51:51Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541616-is-there-any-risk-related-to-the-issuer-of-the-etn</loc>
    <lastmod>2025-10-08T14:52:24Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541620-what-is-the-maximum-i-can-lose-by-investing-in-a-crypto-etn</loc>
    <lastmod>2025-10-08T14:52:53Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541626-are-the-crypto-etns-available-to-uk-retail-investors-leveraged</loc>
    <lastmod>2025-12-09T11:44:34Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541662-am-i-protected-if-something-goes-wrong</loc>
    <lastmod>2025-10-08T14:54:26Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541685-are-crypto-etns-considered-complex-investments</loc>
    <lastmod>2025-10-08T14:55:00Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541703-what-happens-if-the-custodian-holding-the-crypto-goes-bankrupt</loc>
    <lastmod>2025-10-08T14:55:33Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541722-why-is-there-an-appropriateness-test-before-i-can-invest-in-crypto-etns</loc>
    <lastmod>2025-10-08T14:56:19Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12541731-can-i-retake-the-appropriateness-test-if-i-don-t-pass</loc>
    <lastmod>2025-10-08T14:56:54Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12585117-can-i-participate-in-corporate-actions</loc>
    <lastmod>2025-10-15T08:47:27Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12585170-what-is-a-bonus-issue-scrip-issue</loc>
    <lastmod>2025-10-15T08:56:49Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12585195-what-is-a-scrip-dividend</loc>
    <lastmod>2025-10-15T09:01:48Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12585200-what-is-a-rights-issue</loc>
    <lastmod>2025-10-15T09:02:39Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12585211-what-is-a-tender-offer</loc>
    <lastmod>2025-10-15T09:04:38Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12585215-what-is-a-buyback-offer</loc>
    <lastmod>2025-10-15T09:05:16Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12585218-what-is-an-exchange-offer</loc>
    <lastmod>2025-10-15T09:05:53Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12684549-can-i-hold-crypto-etns-in-my-stocks-and-shares-isa</loc>
    <lastmod>2026-03-23T09:13:16Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12867913-how-is-interest-on-uninvested-cash-changing-from-1-january-2026</loc>
    <lastmod>2025-11-26T11:44:53Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12869664-what-is-a-ready-made-portfolio</loc>
    <lastmod>2025-11-18T13:14:10Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12869707-who-manages-the-ready-made-portfolios</loc>
    <lastmod>2025-11-18T13:09:21Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12869720-what-is-the-difference-between-the-three-ready-made-portfolios</loc>
    <lastmod>2025-11-18T13:12:20Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12869749-what-do-i-own-if-i-invest-in-a-ready-made-portfolio</loc>
    <lastmod>2025-11-18T13:17:03Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12869759-how-much-do-ready-made-portfolios-cost</loc>
    <lastmod>2025-11-18T13:18:56Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12869769-what-is-lifestrategy</loc>
    <lastmod>2025-11-18T13:22:33Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/12869779-is-there-a-minimum-investment-required-for-ready-made-portfolios</loc>
    <lastmod>2025-11-18T13:22:19Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348286-can-one-child-have-both-a-cash-junior-isa-and-a-stocks-and-shares-junior-isa</loc>
    <lastmod>2026-03-31T12:06:02Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348506-can-one-child-have-more-than-one-stocks-and-shares-junior-isa-at-a-time</loc>
    <lastmod>2026-03-31T12:08:48Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348546-what-is-the-annual-contribution-limit-for-a-junior-isa</loc>
    <lastmod>2026-03-31T12:09:35Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348566-can-i-contribute-regularly-or-one-off-amounts-to-a-junior-isa</loc>
    <lastmod>2026-03-31T12:10:12Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348593-is-a-junior-isa-the-same-as-my-adult-isa-allowance</loc>
    <lastmod>2026-03-31T12:10:46Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348614-can-i-carry-over-an-unused-junior-isa-allowance-from-a-previous-tax-year</loc>
    <lastmod>2026-03-31T12:11:21Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348656-what-s-meant-by-registered-contact-rc-and-beneficiary-in-the-context-of-a-junior-isa</loc>
    <lastmod>2026-03-31T12:12:24Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348678-who-can-open-a-freetrade-stocks-and-shares-junior-isa</loc>
    <lastmod>2026-03-31T12:13:02Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348696-can-a-grandparent-open-a-junior-isa</loc>
    <lastmod>2026-03-31T12:13:29Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348717-what-happens-to-a-junior-isa-when-the-child-turns-18</loc>
    <lastmod>2026-03-31T12:14:01Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348738-is-a-junior-isa-the-same-as-a-child-trust-fund</loc>
    <lastmod>2026-03-31T12:14:39Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348753-can-i-transfer-a-child-trust-fund-to-a-junior-isa</loc>
    <lastmod>2026-03-31T12:15:14Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348777-how-do-i-transfer-a-child-trust-fund-to-a-junior-isa</loc>
    <lastmod>2026-03-31T12:15:50Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348802-does-the-child-need-a-national-insurance-number-to-open-a-junior-isa</loc>
    <lastmod>2026-03-31T12:16:23Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348816-what-can-i-invest-in-with-freetrade-s-stocks-and-shares-junior-isa</loc>
    <lastmod>2026-03-31T12:16:59Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348845-what-s-a-ready-made-portfolio</loc>
    <lastmod>2026-03-31T12:17:32Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348856-is-investing-in-a-stocks-and-shares-junior-isa-risky</loc>
    <lastmod>2026-03-31T12:17:59Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348876-are-there-any-fees-for-a-junior-isa-with-freetrade</loc>
    <lastmod>2026-03-31T12:18:28Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348898-can-i-transfer-a-junior-isa-to-freetrade-from-another-provider</loc>
    <lastmod>2026-03-31T12:18:57Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348940-who-owns-the-money-in-a-junior-isa</loc>
    <lastmod>2026-03-31T12:19:24Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14348971-can-i-withdraw-the-money-in-a-junior-isa-early</loc>
    <lastmod>2026-03-31T12:19:45Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14349002-are-junior-isas-tax-free</loc>
    <lastmod>2026-03-31T12:20:10Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14349051-can-anyone-make-payments-or-contributions-into-a-freetrade-junior-isa</loc>
    <lastmod>2026-03-31T12:20:39Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14349079-is-there-a-minimum-payment-amount-which-you-can-make-to-a-freetrade-junior-isa</loc>
    <lastmod>2026-03-31T12:21:03Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14349112-what-happens-if-you-open-a-jisa-for-a-child-and-no-longer-have-parental-responsibility-for-the-child</loc>
    <lastmod>2026-03-31T12:21:35Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14349166-i-ve-topped-up-a-freetrade-junior-isa-and-changed-my-mind-can-i-withdraw-the-money</loc>
    <lastmod>2026-04-02T14:32:22Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14349192-will-my-child-get-their-own-login-details-to-view-their-junior-isa-directly</loc>
    <lastmod>2026-03-31T12:22:31Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14349226-are-contributions-or-transfers-to-a-junior-isa-eligible-for-1-cashback-as-part-of-the-current-isa-offer</loc>
    <lastmod>2026-03-31T12:22:58Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14349264-why-move-a-junior-isa-to-the-same-provider-as-my-isa-and-pension</loc>
    <lastmod>2026-03-31T12:23:28Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14349307-will-my-child-earn-interest-on-any-uninvested-cash-in-their-junior-isa</loc>
    <lastmod>2026-03-31T12:23:58Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14349338-why-can-t-i-open-a-freetrade-junior-isa-for-my-16-or-17-year-old</loc>
    <lastmod>2026-03-31T12:24:27Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14432694-can-i-open-or-transfer-in-a-jisa-if-my-child-lives-abroad</loc>
    <lastmod>2026-04-02T13:50:23Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/articles/14432711-can-both-parents-log-in-to-view-and-access-their-child-s-junior-isa</loc>
    <lastmod>2026-04-02T13:52:07Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/3522978-about-us</loc>
    <lastmod>2023-11-29T16:41:01Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/3522978-about-us" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/3522978-om-oss" />
  </url>
  <url>
    <loc>http://help.freetrade.io/sv/collections/3522978-om-oss</loc>
    <lastmod>2023-11-29T16:41:01Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/3522978-about-us" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/3522978-om-oss" />
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/3464728-getting-started</loc>
    <lastmod>2024-01-25T14:02:12Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/3464728-getting-started" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/3464728-komma-igang" />
  </url>
  <url>
    <loc>http://help.freetrade.io/sv/collections/3464728-komma-igang</loc>
    <lastmod>2024-01-25T14:02:12Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/3464728-getting-started" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/3464728-komma-igang" />
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/3522975-our-plans</loc>
    <lastmod>2026-03-31T13:21:34Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/3522975-our-plans" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/3522975-vara-priser" />
  </url>
  <url>
    <loc>http://help.freetrade.io/sv/collections/3522975-vara-priser</loc>
    <lastmod>2026-03-31T13:21:34Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/3522975-our-plans" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/3522975-vara-priser" />
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/1599171-your-accounts</loc>
    <lastmod>2026-03-31T13:21:34Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/1599171-your-accounts" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/1599171-kontotyper" />
  </url>
  <url>
    <loc>http://help.freetrade.io/sv/collections/1599171-kontotyper</loc>
    <lastmod>2026-03-31T13:21:34Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/1599171-your-accounts" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/1599171-kontotyper" />
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/1599124-your-money</loc>
    <lastmod>2026-03-31T13:22:19Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/1599124-your-money" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/1599124-insattningar-och-uttag" />
  </url>
  <url>
    <loc>http://help.freetrade.io/sv/collections/1599124-insattningar-och-uttag</loc>
    <lastmod>2026-03-31T13:22:19Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/1599124-your-money" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/1599124-insattningar-och-uttag" />
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/971769-your-investments</loc>
    <lastmod>2026-03-31T13:22:19Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/971769-your-investments" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/971769-vad-finns-att-investera-i" />
  </url>
  <url>
    <loc>http://help.freetrade.io/sv/collections/971769-vad-finns-att-investera-i</loc>
    <lastmod>2026-03-31T13:22:19Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/971769-your-investments" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/971769-vad-finns-att-investera-i" />
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/3522957-your-orders</loc>
    <lastmod>2026-03-31T13:22:19Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/3522957-your-orders" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/3522957-hur-kan-jag" />
  </url>
  <url>
    <loc>http://help.freetrade.io/sv/collections/3522957-hur-kan-jag</loc>
    <lastmod>2026-03-31T13:22:19Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/3522957-your-orders" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/3522957-hur-kan-jag" />
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/11124677-extended-hours-trading</loc>
    <lastmod>2026-03-31T13:22:19Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/1599065-your-details</loc>
    <lastmod>2026-03-31T13:22:19Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/1599065-your-details" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/1599065-andra-dina-uppgifter" />
  </url>
  <url>
    <loc>http://help.freetrade.io/sv/collections/1599065-andra-dina-uppgifter</loc>
    <lastmod>2026-03-31T13:22:19Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/1599065-your-details" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/1599065-andra-dina-uppgifter" />
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/3664952-your-statements</loc>
    <lastmod>2026-03-31T13:22:19Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/3664952-your-statements" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/3664952-corporate-actions" />
  </url>
  <url>
    <loc>http://help.freetrade.io/sv/collections/3664952-corporate-actions</loc>
    <lastmod>2026-03-31T13:22:19Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/3664952-your-statements" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/3664952-corporate-actions" />
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/3204439-free-shares</loc>
    <lastmod>2026-03-31T13:22:19Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/7379064-treasury-bills</loc>
    <lastmod>2026-03-31T13:22:13Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/1599218-data-and-security</loc>
    <lastmod>2026-03-31T13:22:13Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/3453030-fraud-and-staying-safe</loc>
    <lastmod>2026-03-31T13:22:13Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/971788-sale-of-freetrade-to-ig-group</loc>
    <lastmod>2026-03-31T13:22:13Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/3357802-securities-lending</loc>
    <lastmod>2026-03-31T13:22:13Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/3508392-corporate-and-regulatory-information</loc>
    <lastmod>2026-03-31T13:21:52Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/3464668-freetrade-sweden</loc>
    <lastmod>2026-03-31T13:21:52Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/3464668-freetrade-sweden" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/3464668-valkommen-till-freetrade" />
  </url>
  <url>
    <loc>http://help.freetrade.io/sv/collections/3464668-valkommen-till-freetrade</loc>
    <lastmod>2026-03-31T13:21:52Z</lastmod>
    <xhtml:link rel="alternate" hreflang="en" href="http://help.freetrade.io/en/collections/3464668-freetrade-sweden" />
    <xhtml:link rel="alternate" hreflang="sv" href="http://help.freetrade.io/sv/collections/3464668-valkommen-till-freetrade" />
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/9463548-add-a-name</loc>
    <lastmod>2026-03-31T13:21:52Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/10706193-add-a-name-1</loc>
    <lastmod>2026-03-31T13:21:52Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/10706196-dealing-with-a-death</loc>
    <lastmod>2026-03-31T13:21:52Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/11649323-gilts</loc>
    <lastmod>2026-03-31T13:21:52Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/12731191-customer-data-usage-for-marketing</loc>
    <lastmod>2026-03-31T13:21:52Z</lastmod>
  </url>
  <url>
    <loc>http://help.freetrade.io/en/collections/15879661-crypto-etns</loc>
    <lastmod>2026-03-31T13:21:52Z</lastmod>
  </url>
</urlset>
