We currently have 3 account types:
General Investment Account (GIA),
Stocks and Shares ISA,
Self-Invested Personal Pension (SIPP).
Access to these accounts varies depending on which subscription plan you're on!
The Basic plan includes the General Investment Account (GIA). It also has access to more than 4,700 stocks, including the most popular shares and ETFs and 1% AER interest on uninvested cash up to £1000. FX fee of exchange rate + 0.99%.
The Standard plan includes the GIA, and Stocks and Shares ISA accounts, as well as access to our full range of stocks, advanced order types. An FX fee of the exchange rate + 0.59%, and 3% AER interest on uninvested cash up to £2000.
This costs £5.99/month (billed monthly) or £4.99/month (billed annually).
The Plus plan includes GIA, ISA, and SIPP accounts, as well as access to priority customer support, FX fees of exchange rate + 0.39%, 5% interest on uninvested cash up to £3000, analyst ratings, our full range of stocks, and advanced order types. This costs £11.99/month (billed monthly) or £9.99/month (billed annually).
Please note you are not required to open a SIPP or an ISA when signing up to either the Standard or Plus plans - the choice is yours!
Please bear in mind that opening a SIPP or an ISA should only be considered if it meets your investment needs/strategy. You can read more about the benefits and limitations of these accounts here.