We currently offer 3 account types:
General Investment Account (GIA)
Stocks and Shares ISA
Self-Invested Personal Pension (SIPP)
Basic plan
The Basic plan includes access to a GIA, ISA, and SIPP.
It lets you invest commission-free in all instruments available on Freetrade, including global equities, ETFs, trusts, funds, gilts, and UK Treasury bills.
The Basic plan also includes:
Ready-made portfolios
FX fee of 0.99% on non-GBP trades
Early market access with pre-market trading
Advanced order types, including recurring orders
1% interest on uninvested cash up to £1,000
The Basic plan is free (£0/month).
Standard plan
The Standard plan gives you everything in the Basic plan, plus:
Enhanced stock fundamentals
FX fee of 0.59% on non-GBP trades
2.5% interest on uninvested cash up to £2,000
This plan costs £5.99/month (billed monthly) or £59.88/year (billed annually).
Plus plan
The Plus plan gives you everything on the Standard plan, plus:
Priority customer support
Free same-day withdrawals
FX fee of 0.39% on non-GBP trades
3.5% interest on uninvested cash up to £3,000
This plan costs £11.99/month (billed monthly) or £119.88/year (billed annually).
A reminder about ISAs and SIPPs
You are not required to open an ISA or SIPP when subscribing to the Standard or Plus plans, it’s completely your choice.
Please bear in mind that opening a SIPP or an ISA should only be considered if it meets your investment needs and strategy. You can read more about the benefits and limitations of these accounts here.